Most people look to a real estate professional when selling a home. Purchasing a home can have just as many complexities. Working with a professional, who only represents your interests, as a buyer agent, enables you to mitigate a number of potential problems.
Did you know that if you see a property for sale, online or driving through a neighborhood, and you choose to call the listing agent to show you the home and you decide to work with that agent, they can no longer represent the seller or you, as the buyer? When you sign a Limited Dual Agency agreement, you are signing your rights away to be fully represented and supported. I never work in the capacity of Limited Dual Agency. I have chosen to have only one client and represent their needs only on each property.
Locating the perfect home for you, is not always an easy task. More so, if the market is one like today, where there is a shortage of inventory on the market. Working with a Buyer Agent, who can get information quickly, can get you writing an offer and purchasing before other buyers have beat you to it.
While at your side each step of the way, I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less stressful than if you undertook this challenge on your own. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.
I am always familiar with the current homes on the market, and growing up in the OkanaganI know neighborhoods and their values well, so I can help you determine which properties are fairly-priced, in an area that matches your individual requirements and in good condition before you start your search.
Here are a couple of graphics that show where buyers were from last year and what areas they purchased in:
Your First Step
Your first step to buying a home is to first ask yourself why you want to buy a home: to stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house? Next, list what kind of home you'd like and where you would like to be. Be specific. Separate the "must haves" from the "want to haves."
Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work.
Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.
Your Next Step: Loan Pre-Qualification
Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes.
Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.
I Will Find The Right Homes For You
Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs and use my Full Service Home Buyers Program to locate them.
I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even become a member of my Full Service Home Buyers Program and on my website set up very specific criteria, to have automated listings sent to your email address.
I Will Help You Every Step Of The Way
I will help you complete your financing and inspections, and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, completely professional and successful.